Resource Hub
Home Equity Release in Australia: Your Questions Answered
If you own your home and you’re approaching or in retirement, you’re probably sitting on significant equity — and wondering how to make it work for you without selling or taking on debt. Every guide is written in plain English, with references to government and independent sources so you can verify what you read.
What would you like to understand?
Retirement income options
Many Australians reach retirement with most of their wealth locked in property — and a growing gap between pension income and living costs. These guides cover your options for bridging that gap.
The Complete Guide to Retirement Income in AustraliaHome equity release explained
Not all equity release products work the same way. These guides explain the landscape — reverse mortgages, HEAS, equity sharing, and downsizing — so you can compare them on your own terms.
What Is Home Equity Release? A Plain-English GuideHow the Unlocked Equity Agreement works
The Unlocked Equity Agreement is not a loan and not a reverse mortgage. Read how it works, what you agree to, and what happens when your home is eventually sold — with a worked example.
How Unlocked Equity Works — Plain EnglishIs Unlocked Equity legitimate?
This is one of the most common questions we receive, and it’s exactly the right one to ask. Read about our regulatory framework, how your interests are protected, and what independent legal advice covers.
Is Unlocked Equity Legitimate? What You Need to Know — coming soonWho is Unlocked Equity for?
Equity release isn’t right for everyone. Read about the situations where an Unlocked Equity Agreement is most likely to make sense — and the situations where it probably isn’t the right fit.
Who Is Unlocked Equity For?About Unlocked Equity — who we are
Find out who is behind Unlocked Equity, why we built this product, how we’re regulated, and what principles guide the way we operate.
About Unlocked Equity — Who We AreNot sure where to start?
Find out if your property is eligible and how much you could access — with no obligation.
Also in this hub
- Alternatives to downsizing: what are your options?Coming soon
- Best retirement income products in Australia: a comparisonComing soon
- Home Equity Access Scheme vs Unlocked Equity: how do they compare?Coming soon